Is my financial data secure?
Yes! Transaction data is temporarily stored during review (30 min max), then permanently deleted after export. Your budget stays in YOUR Google Drive.
Can I upload multiple statements at once?
Yes! Premium users can upload up to 6 statements at once, review them all, then export everything with one click. Free tier users upload one statement at a time.
What happens if I upload the same statement twice?
The app detects duplicates and replaces the existing data. You won't get double transactions.
Can I edit transactions after they're in my spreadsheet?
Yes! Your spreadsheet is yours to edit however you like.
How accurate is the auto-categorization?
~90-95% for PDF uploads, ~80-90% for email auto-import. The system learns from your corrections!
Can I use this with other banks?
PDF Upload: Supports 5 banks — Scotiabank Bahamas, CIBC FirstCaribbean, RBC Royal Bank (Bahamas), Commonwealth Bank, and Fidelity Bank (Bahamas).
Email Auto-Import: Currently supports Scotiabank Bahamas and CIBC FirstCaribbean only. More banks coming soon.
How much does it cost?
$5/month with a 1-month free trial. Cancel anytime from your Gumroad account.
Can I categorize multiple transactions at once?
Yes! Use Smart Detection (automatically finds similar transactions) or Manual Selection (checkboxes + floating action bar).
Can I rename or hide categories?
Yes! Go to Settings → Category Names & Visibility to customize category names or hide ones you don't use.
What if I accidentally delete my budget spreadsheet?
First, check your Google Drive Trash — deleted files stay there until you empty it. If your spreadsheet is still in the Trash, you can restore it from there and everything will be back to normal.
If you've already emptied the Trash and the spreadsheet is gone, just upload a new statement or add a cash entry — the app will automatically create a fresh spreadsheet.
Important: If you want to start fresh on purpose, make sure to also empty the file from your Google Drive Trash. Otherwise, the app will continue updating the trashed file instead of creating a new one.
How does 3 Bucket Budget work?
Upload your bank statement as a PDF. The app automatically reads your transactions and categorizes them into spending categories like Rent, Groceries, Transportation, Entertainment, and more. You can review and adjust categories, then export your budget to Excel or Google Sheets.
What is the 3-Bucket System?
Based on the book "The 3-Bucket System: How to Stop Living Paycheck to Paycheck in the Bahamas", the 3-Bucket System organizes your savings and investments into three strategic buckets: Bucket 1 (Emergency Fund — bank savings for immediate emergencies), Bucket 2 (Short-Term Goals — credit union for 2-3 year goals), and Bucket 3 (Long-Term Wealth — investment account for retirement and building wealth).
How does Smart Categorization work?
Smart Categorization learns from your corrections. When you recategorize a transaction, the app remembers that merchant for future uploads. Over time, fewer manual adjustments are needed as the system adapts to your spending patterns.
Can I track cash spending alongside bank transactions?
Yes, with the Premium plan. The Cash Entry feature lets you manually add cash transactions that don't appear on your bank statement, so your budget reflects all spending — not just what shows up on your statement.