3 Bucket Budget
Stop wondering where your money went • Budgeting Made Simple for Bahamians
5 Bahamian Banks • Smart Categorization • Your Data Stays Private
How It Works
Upload your bank statement PDF
Supports Scotia, CIBC, RBC, Commonwealth & Fidelity
Review & adjust categories
The app handles the heavy lifting — you just confirm
Export your budget
Download to Excel (free) or send to Google Sheets (subscription)
See it in action
Supported Banks
Get Started Today
Start your 1-month free trial and take control of your finances.
Before you begin, you'll need:
- ✓ A Google Account — used to sign in. Don't have one? Create one free with any email (Hotmail, Yahoo, etc.) — click "Use my current email address instead."
- ✓ A PDF Bank Statement — download free from your online banking portal (not paper copies from the branch).
Free vs Premium Features
| Feature | Free | Premium |
|---|---|---|
| PDF Upload | Single upload | Up to 6 batch |
| Smart Categorization | ✓ | ✓ |
| Statement Dates | Previous month only | Any historical |
| Excel Export | ✓ | ✓ |
| Google Sheets Export | ✗ | ✓ |
| Cash Entry | ✗ | ✓ |
| Email Auto-Import | ✗ | ✓ |
| Category Customization | ✓ | ✓ |
What Happens After Subscribing
- You'll receive a license key from Gumroad via email
- Sign in to 3 Bucket Budget using your Google account
- Enter your license key to activate your account
- Start uploading statements and budgeting!
Tip: Your license key is also available in your Gumroad Library.
After your 1-month free trial, you'll be automatically charged $5/month. You'll receive an email before your first charge. Cancel anytime in your Gumroad account.
Questions? Visit our Help Center or contact us
Frequently Asked Questions
How do I budget from my Bahamas bank statement?
Upload your PDF bank statement to 3 Bucket Budget and the app automatically extracts and categorizes every transaction. Review the categories, make any adjustments, then export your organized budget to Excel or Google Sheets.
Which Bahamian banks does 3 Bucket Budget support?
3 Bucket Budget supports Scotiabank (main account and credit card), CIBC FirstCaribbean (main account and credit card), RBC Royal Bank Bahamas, Commonwealth Bank, and Fidelity Bank Bahamas. Both savings accounts and credit card statements are supported where available.
Is my financial data safe with 3 Bucket Budget?
Yes. 3 Bucket Budget uses a privacy-first design where your PDF is processed in memory and deleted immediately after extraction. No financial data, transaction details, or bank statements are ever stored on our servers.
What is the 3-Bucket System for budgeting?
The 3-Bucket System organizes your spending into three buckets: Emergency Fund (essential expenses and safety net), Short-Term Goals (planned purchases and near-future savings), and Long-Term Wealth (investments, retirement, and lasting financial growth).
Can I export my budget to Google Sheets?
Yes. Premium subscribers can export directly to Google Sheets, which auto-creates a formatted budget spreadsheet in your Google Drive with monthly tabs, category breakdowns, and progress tracking charts.
Does 3 Bucket Budget work on my phone?
Yes. 3 Bucket Budget is a fully responsive web app that works on any device with a modern browser — phones, tablets, and desktops. No app download required.
How much does 3 Bucket Budget cost?
There is a free tier that includes single statement upload, smart categorization, and Excel export. The premium plan is $5 per month (with a 1-month free trial) and adds batch uploads, Google Sheets export, cash entry, and email auto-import.