About 3 Bucket Budget
Privacy-first budgeting that keeps your financial data where it belongs - with you.
Our Mission
I created this app because I needed it myself. I had budgeted for years, but dreaded the monthly process of going through multiple bank statements with multiple accounts and hundreds of transactions... it would take forever. So, I built tools to automate the entire process for me and what used to take hours now takes about 20 minutes instead.
Once I realized how much easier my budgeting process had become, I figured other Bahamians might benefit too. So I expanded the app to include more banks and an even cleaner budget.
I know we can be sensitive about our financial data and who has access to it, and with good reason. That's why your financial data stays yours — not ours, not anyone else's. Everything lives on your Google Sheets account or on your computer. There's no magic, just a practical tool to help you understand where your hard-earned money goes.
Privacy-First Design
Bank statements are processed and deleted - never stored on our servers
Transactions stored temporarily (30 min max), then permanently deleted
We don't track, analyze, or sell your spending patterns
The 3 Bucket System
Based on the companion book "The 3-Bucket System: How to Stop Living Paycheck to Paycheck in the Bahamas", the 3 Bucket System helps you organize your savings and investments into three strategic buckets:
Bank savings account for immediate emergencies (1-2 months of expenses)
Credit union account for 2-3 year goals (car, house deposit, debt payoff)
Investment account for retirement and building real wealth
Want the full guide? Learn the complete system in the book.
Buy Book - $20